Indian Financial System Code (IFSC)

The Indian Financial System Code (IFSC) is an 11-digit code issued by the Reserve Bank of India (RBI) to uniquely identify individual bank branches in India. This code is primarily used for facilitating electronic fund transfers through systems like NEFT (National Electronic Funds Transfer) and RTGS (Real-Time Gross Settlement).

The IFSC code itself consists of 11 characters, each with its own significance. The initial four alphabetic characters represent the specific bank. Following that, the fifth character is always "0," reserved for potential future use. The remaining six characters constitute the branch code, which differentiates each branch within the bank.

Is the IFSC code always 11 characters long?
Example: APGB0001029

• APGBThe first four digits of the IFSC code represent the bank's name.
• The fifth digit is "zero" (0),
• 001029 The last six digits denote the specific branch of the bank.

Understanding MICR Code

Magnetic Ink Character Recognition (MICR) is a printing technology used to encode alphanumeric details. The MICR Code is printed on checks, enabling smooth processing of these financial instruments.

Branch Information for Andhra Pragathi Grameena Bank Dharmavaram

Here you'll find details about the Andhra Pragathi Grameena Bank - Dharmavaram branch, including its Indian Financial System Code (IFSC), Magnetic Ink Character Recognition (MICR) Code, SWIFT Code, address, contact number, and information on branch offices and ATMs.

Understanding RTGS at Andhra Pragathi Grameena Bank Dharmavaram

Real-Time Gross Settlement (RTGS) is a fund transfer mechanism used to move money between banks in real-time. At Andhra Pragathi Grameena Bank Dharmavaram, you can take advantage of RTGS services for transferring funds with a minimum limit of Rs. 2,00,000. Please note that fees may apply.

Understanding NEFT at Andhra Pragathi Grameena Bank Dharmavaram

National Electronic Fund Transfer (NEFT) is an online money transfer system supported by RBI, enabling easy transfers between accounts and banks. There is no minimum amount limit for sending money via NEFT from Andhra Pragathi Grameena Bank Dharmavaram.

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